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    Travel Insurance

    One of the most misunderstood and under-utilized tools we offer our travelers is travel insurance. When making an informed decision to include insurance as part of your travel arrangements, it can save you money, headaches and even life & limb. Ask us about travel insurance to see if it's right for you.

    Pat & Mike's Travel Frequently Asked Questions

    What’s the benefit of using a travel agent? Aren’t travel agencies so last century!?

    Can you really get international air tickets for lower cost than I can find online?

    Why don’t you provide domestic travel services?

    How do I know that Pat & Mike’s Company will deliver their services as promised?

    Are you licensed, bonded, or registered with accrediting organizations?

    Can I learn more about Pat and Mike’s Travel Company tours from someone outside the company?

    Why do I see group tours similar to yours advertised for less?

    Why don't the group tour prices include air tickets?

    Can you help me with unusual itineraries or requests?

    Why do you ask for Group Tours deposits and payments so far in advance?

    Can I join a tour at the last minute?

    Do you give refunds if my plans change?

    What methods of payment do you accept?
     
    What’s your favorite destination?

    Do you have a specific area(s) of expertise?

    What is travel insurance?

    What are your hours of operation?

    Can I visit you at your office?

    What’s the best way to contact you?

    Why do I get voicemail even when I call your office during regular business hours?


    What’s the benefit of using a travel agent? Aren’t travel agencies so last century!?

    It’s true: Years ago your first and last call for international travel was to your travel agent. Now, you have so many websites vying for your travel businesses that savvy and patient travelers can (usually) arrange their own travel. But even today—or perhaps especially today—there are some good reasons to use a reputable travel agent.

    • Knowledge. We have first-hand intimate knowledge of countries, cities, airports, and other conditions all over the world. We may well know factors to make your journey a better experience than you’ll ever learn from an online ticket and lodging provider.
    • Experience. Trying to make at 60-minute connection at London Heathrow? Good luck! Planning to take a taxi or (worse yet!) rent a car at Tokyo Narita? Yikes! When we search for your itinerary, we take into account all the factors that you may not know. Our expertise is in negotiating through all the criteria that make a journey as smooth sailing as it can be.
    • Consultation. We want to talk to you, understand what type of traveler you are, and what kind of adventure you’re hoping for. Let’s work together to identify the locations, accommodations, and activities that are right for you. Even if it is just friendly advice, that’s something you won’t find online.
    • LTR. That is, Long-Term Relationship. We want to earn your travel business today, next month, next year, and for the decade ahead. Once we know who you are, what you enjoy, where you’ve been, and where you’d like to go next, we can become your partner. When we hear about a deal or learn something new that might be of particular interest to you, we’ll let you know. That's "Classic Service" in action.
    • Simplicity. Need to land in London, train to Milan, drive to Athens, boat to Haifa, and fly home from Amman? You could spend hours and hours online researching how to put that together (some people like that, and we are among them). But most people want the time-savings and simplicity of giving us a call and letting us work out the details. That’s why we’re here.
    • Assistance. We offer help when you need it. We are here for you when things don't go according to plan. If something runs afoul on an itinerary that we planned and booked for you, we will do our best to assist you. We can't make promises that we can move heaven and earth for you at a moment's notice, but we'll work to get you out of a fix as best as we are able to.


    Can you really get international air tickets for lower cost than I can find online?

    Sometimes. We have access to tickets from consolidators and wholesalers that are not available to the public. In many cases we can find prices below the published costs from even discounted ticket services. To be honest though, sometimes we can’t. Depending on the route, season, availability, time ahead of travel dates, and a whole bunch of other factors, you may find the same or lower prices than we can. The airline industry is crazy, with little rhyme or reason to fares. We can promise you this: If we find you can buy a ticket at a lower cost online for yourself, we will tell you that. There may be good reasons you may still want to use our service (read "What's the benefit of using a travel agent?" above), but we believe in truth and transparency.


    Why don’t you provide domestic travel services?

    The main reason is cost margins. There is simply very little money to be made in providing domestic air tickets, while the hassles are enormous. The other is that our interests and expertise is in international travel. We will provide some domestic package deals, especially to Hawaii.


    How do I know that Pat & Mike’s Company will deliver their services as promised?


    Well, your first time with us, we suppose you don’t. But we stand behind our quarter-century of service and the thousands of satisfied travelers that we’ve had the honor of serving. We are proud to be a small, independent company that will go the extra mile to earn your business. Our reputation and livelihood depend on us delivering on our promises. Unlike huge travel companies that book hundreds or thousands of itineraries a day through hundreds of agents, we’re just us. You’ll find the same three or four people here at Pat and Mike’s Travel Company every time. We hope you’ll allow us to earn your trust.
     

    Are you licensed, bonded, or registered with accrediting organizations?


    Here’s a short list of some of the licenses and accreditations we hold:

    • International Association of Travel Agents (IATA)
    • Airlines Reporting Corporation (ARC)
    • American Society of Travel Agents (ASTA)
    • Certified Travel Advisor (CTA)
    • Sabre Travel Network certified
    • Applicable city and state business licenses
    • Insurance bonded


    Can I learn more about Pat and Mike’s Travel Company tours from someone outside the company?

    We respect the privacy of all our travel friends. On the other hand, there is no better advertising than word-of-mouth testimonials. We are currently piloting a program to gain permission from some of our long-time clients who would be willing to discuss particular Group Trips with you if you are interested in learning more. There is no reward for this, and we encourage them to be completely honest—we know that there is no benefit in misrepresenting something and ending up with a disappointed customer. If you are interested in taking advantage of this program, please let us know!
     

    Why do I see group tours similar to yours advertised for less?

    We are committed to delivering great-value-for-the-money. As with any industry, there are all tiers of services and products: Walmart and Saks, Timex and Rolex. There is nothing wrong with any of those choices; it’s a matter of personal preference and budget. We have 25 years of experience in balancing cost savings with providing once-in-a-lifetime journeys. We know what can be compromised, and what premiums should not be sacrificed for the sake of price. Pace, comfort, and balance is the key to every great tour. If budget is your sole criteria, Pat and Mike’s Travel Company may not be the Group Tour provider for you, though there are certainly plenty of more expensive options as well. Try us and find out for yourself.
     

    Why don't the group tour prices include air tickets?


    There are several reasons why we don't include air fare in the price of the tours.

    • Many people like to use their own miles and choose their airlines and routes to make the most of their particular mile plan. If we were to reserve a block of seats ahead of time, everyone would be locked into that one choice.
    • Sometimes travelers like to go ahead of the group for a few days, or add on days at the end of a tour. Allowing everyone to make their own arrangements makes it easy to accommodate individual plans.
    • The days where agents could simply block seats on a flight months ahead of time are unfortunately gone. It is possible, but the process is complicated and sometimes more expensive. We'd rather concentrate on creating a fantastic itinerary than wrestling with the airlines to reserve seats that may or may not be used.

    We are more than happy to arrange your tickets on request, and we look forward to traveling as a group from here in Portland if that's what folks want to do. Just let us know you'd like to join our group from "airport to airport" and we'll try to group people together on the same flights.

    Can you help me with unusual itineraries or requests?

    Absolutely, yes. We are happy to take on the challenge of unusual requests and itineraries. Talk with us and let’s find the best solution for you.


    Why do you ask for Group Tours deposits and payments so far in advance?

    We begin planning each of our custom-design Group Tours up to a year or more in advance. We contact our trusted small-business partners in the location(s) of the tour and work together to carefully plan out the locations, activities, lodgings, meals, and logistics of the trip. Once we lock in on an agreeable outline of the trip, our partner will secure rooms, internal transportation, and other functions, making reservations on our behalf. Depending on the specifics of the itinerary, they require some, half, or all payments in advance. We then let you know how far in advance you need to throw some money in to reserve your spot. It is sometimes months ahead of time, so contact us if you even have an idea that you may want to join one of our tours, and we’ll make sure you have all the information you need to make a decision by the time deposits are due.

     
    Can I join a tour at the last minute?


    It is sometimes possible to join one of our Group Tours at the last minute. In most cases, however, it is not. Rooms, flights, and other accommodations have been secured well in advance, making it impossible to add on new travelers within the last weeks or days before a journey. You never know, though, so contact us and we’ll see what we can do.


    Do you give refunds if my plans change?


    Each trip and personal itinerary will have its own refund policy. Make sure you understand what the refund policies are before you buy! For our Group Tours, we have a graduated refund structure, and we'll let you know how much in advance you can cancel to receive between 100% and 0% (last minute) refund on a trip. Travel insurance can be a great way to refund most or all of your money should you need to cancel at the last minute, so ask us about insurance for your next trip.
     

    What methods of payment do you accept?


    We accept all major credit cards, PayPal transfers, money orders, cashier’s checks, and personal checks.


    What’s your favorite destination?

    It’s amazing how frequently we are asked this question, and we never know how to respond. Or rather, it begs a question in response: “For what?” For adventure? For scenic beauty? For beach relaxation? For beach and nightlife? For high culture? For the exotic? If you are fishing for ideas about where to go and what to do on your next venture overseas, we’d love to share some great ideas. Let’s talk about what kind of vacation you are looking for.


    Do you have a specific area(s) of expertise?


    As the famous quote says, "We haven't been everywhere, but it's on our list." While we don't have a particular area of concentration (like South America, China, Australia, etc.), we consider ourselves well-versed and versatile to accommodate destinations around the globe. If we don't have first-hand experience in your location of interest, we will research and track down experts in that country or city to make sure you get your questions answered. Also, if you are interested in a tour to a location we are not currently carrying, we will introduce you to a trusted partner for you to investigate. That's our job! Go ahead, throw us a challenge... it's what makes our job fun.


    What is travel insurance?

    Travel insurance is basically a travel protection plan. Depending on the type of coverage you choose, travel insurance can reimburse you for lost luggage, missed connections, flight or baggage delays, and/or provide services like emergency evacuation and medical coverage. Every policy is different. Often, cruise lines and tour operators provide optional travel insurance. You can also purchase a policy from an insurance company. We recommend Travel Bound. Our clients have had good experiences with them in the unfortunate event they needed to rely on their protections.


    What are your hours of operation?

    We are generally “open” during normal business hours, Pacific Time. However, if you have ever owned or been around small businesses, you know that a small business is never really “closed.” Don’t be surprised if we pick up on a weekend or respond to your email late at night. Flexibility is one of the appeals of running our own independent business. Someone checks phone and email messages throughout the day, pretty much every day.
     

    Can I visit you at your office?

    Yes, but we request that you let us know ahead of time when you are planning to stop in. We are in a secure, locked building. We keep our overhead as low as we can, so we don’t have a public meeting space separate from our working space.  If we know you are planning a visit, we will be sure to clear space at the table and gather the necessary materials together to discuss your particular topic(s) of interest.


    What’s the best way to contact you?

    We are happy to hear from you in whatever way you are comfortable with. We love email, as it allows us to keep a record of your requests and to follow the conversation trail through the days or weeks. However, phone or “snail mail” is fine, too. We also have a Skype account if you are a technology fan or are calling long distance or from overseas.

    Pat and Mike's Travel
    2627 NW Nicolai St
    Portland, OR  97210
    phone: 503-288-7842
    outside Portland: 800-898-9963
    fax: 503-281-5910

    email: travel@patandmikestravel.com (or use the form here on our website)

    Skype: stephanie.carmel

    Facebook: Pat and Mike's Travel (become our fan!)

     
    Why do I sometimes get voicemail when I call your office during regular business hours?

    We are truly a small business. Many times there are only one or two people in the office at any time. If we don’t answer, chances are we're on the phone or meeting with a customer. Please leave a message and we’ll return your call as soon as we can.